I posted this info in reeper insurance, but thought it might be seen easier here. I got insurance with American Reliable it list Oreion Reeper as a vehicle that they insure. The agent I used is Tammy House her number is 214-803-4054. There are no LSV and no restrictions, she said if you are behind the wheel it is covered. The cost for liabilty plus comp & collison was $445 a year. Give her a call, not sure what states American Reliable insures in, but she will help.